To: Nationstar Mortgage LLC, Freddie Mac, & FHFA Director Mel Watt
Keep Senior Citizens in Our Homes
I would very much like to work out a modification that allows me to live in reasonable comfort & security in my current home.
Why is this important?
When I drove into Berkeley Woods Condominium Community in the fall of 1996, I knew immediately it felt like “home”. I had just been thru an ugly divorce & I was ready to make a new start. This felt like the perfect place for me. It was the first place I bought & owned with my own credit & I was very proud of myself.
A year after moving in, I was on the Board of Directors for the homeowners association & I served for 8 years, thoroughly enjoying being a part of the day-to-day operation of my community. I was instrumental in initiating neighborhood yard sales & working to preserve the beautiful trees on our property.
I have worked closely with the addiction community in metro Atlanta & many women’s groups. My home has often served as a gathering place for these friends & has seen much laughter, tears & fond memories. It has been a safe haven for many & my privilege to share.
In 2004, I was laid off my corporate marketing job & decided to try working as an entrepreneur while looking once again for full-time employment. I worked numerous temp jobs & offered my business skills in various private sectors.
It wasn’t enough; I was often dipping into savings, 401K, credit cards … until those were entirely depleted. In 2009, I filed bankruptcy.
Since then, I have made efforts to work out loan modifications with the mortgage holder, Bank of America, but was told that it was not possible because my income was “sketchy” & unreliable.
I am a senior citizen now living on Social Security benefits, occasional temp jobs & various entrepreneurial efforts. My home is in foreclosure & I don’t want to lose it. Nationstar Mortgage LLC now holds the deed to my home & I would very much like to work out a modification that allows me to live in reasonable comfort & security. Thank you.