- American Home Mortgage Servicing
- Aurora Loan Services
- Bank of America
- Deutsche Bank
- Fannie Mae
- Federal Reserve
- Freddie Mac
- JP Morgan Chase
- Litton Loan Servicing
- MetLife Home Loans
- Nationstar Mortgage
- Ocwen Loan Servicing
- Other/Not Listed
- People with Disabilities
- PHH Mortgage
- PNC Bank/National City Mortgage
- Saxon Mortgage
- Senior Citizens
- Stage: Eviction Defense
- Stage: Foreclosure
- Stage: In Default
- Stage: Post Eviction
- Stage: Underwater
- US Bank
- Washington Mutual
- Wells Fargo
paraplegic Needs His HomeAccess for a wheelchair is important when you have a spinal injury. You need wider doorways to enter, and exit all rooms. You also need bathrooms with showers, sinks and toilets that have been modified to ADA (Americans with Disabilities Act) standards, along with ADA kitchens having access to food to be able to prepare meals. Bedrooms also have to be ADA accessible. I tried to stay in some hotels and fit through the front door of the room with my wheelchair, but was unable to fit through the bathroom door in the same hotel room. I have lived in my Berkeley, California home since 1987. I was misled into taking a Country Wide A.R.M Loan. Country Wide said they would give me a better loan in 6 months. They never did give me that loan. Shortly after they went out of business and Bank of America assumed my Country Wide loan. Bank of America told me that they couldn’t honor anything that Country Wide had promised to me. They further said that the only way they could help me is if I defaulted on my loan. I believed them at that time. Then Bank of America said they wouldn’t help me and sold the loan to Ocwen. I submitted all the documents that Ocwen requested, like I had done for all the other lenders and then said they couldn’t help me nor would they accept any monthly payments, only the full sum. Ocwen then sent me referrals to speak to HUD and H.O.P.E. After I filled out their forms, and submitted the required documents I was told that Ocwen didn’t participate in government programs. Ocwen then sold the loan to Fay Servicing. Fay then requested documents from me. I requested an email address to correspond with them but they were hesitant. Like all the other lenders, Fay said that phone calls were the only way I could correspond with them. I did finally manage to receive an email address. I emailed them and asked why the payments were interest only payments. I also asked for an accounting for both the principal and interest payment combined. I never received an answer by either email or phone. The next thing I received was a notice of sale date of my home. My parents always said the bank will help you. Where is that help? It should be a loan requirement (law) that the loan agency provide an impartial lawyer to evaluate the numerous pages of the loan contract, and advise you to accept the loan or not. There should be an acknowledgement within the loan document of this process. Put your money in a credit union. THE BANKS ARE CRIMINAL!!!!!!!!!!
PNC Bank: STOP the FORECLOSURE SALE of the Fortilius HomeI have never seen the sunset. I have lived in my home for 10 years and have worked very hard to stay there. I wake up in the morning and do not return home until 9pm at night. My home means everything to me. I fell in love with it the very first time that I saw it. The street was very quiet, and when I entered the home, I was amazed at the space. I have seven children and this home gives them the luxury to move about. I purchased my home in October of 2002. At the time I was working at Yale Genton in West Springfield. The house was refinanced twice between 2003 and 2005 because the home needed a lot of work. The roof needed to be fixed, the floors redone, new windows were needed, and siding installed. (My family and I have put our blood, sweat, and tears and our life savings into fixing our home). I fell behind on my mortgage in 2010, after I lost my job when the store I worked at closed down and moved away because of the economic crash caused by Wall Street. I looked for work constantly, night and day, finally I was offered a job at the K & G Fashion Store in Manchester, Connecticut. Although I was now receiving the benefits of income, I suffered another financial set back by having to start my business from scratch. I am a self employed tailor at K & G Fashion Store; I rent a space in the corner of the store and I had to purchase the tools of the trade that cost me about $25,000 dollars. In February 2011, I called to pay $3,000 to PNC Bank to pay the mortgage that had been overdue for three months after I lost my job. They refused my offer because I was $300 dollars short. Then on November 25, 2011, PNC Bank asked me to make a mortgage payment. I sent a check to pay for a month, but it was returned to me. Since then, for four years, I have been trying to secure a modification with principle reduction to be able to keep my families home to no avail. Now PNC Bank has scheduled a foreclosure auction to be held on October 21st, 2015 even though I can afford to pay a mortgage. This house is my life. It is what I have worked for and is what I wish to leave my children when I pass away. To anyone else, this house seems quaint. It is set in a nice, quiet neighborhood, and has the capacity to fit a large family comfortably. To me, it is much much more. It is the reason why I wake up early in the morning and come home late at night. This home symbolizes work, struggle, will, and achievement. It motivates me to work hard and encourages my children to work towards their dreams. My home is the reason why I don’t mind missing the sunset everyday. I am requesting that you STOP the foreclosure auction and work with me on a loan modification with principal reduction to the current value of my home. I would like to pay the current value of my home because it would be unfair to have me pay more money than my home is worth.
Save Senior Citizen Joan Nelson's HomeMy home was purchased with my husband, Hubert Nelson, in 1991 who passed in 2010 after being married for over twenty years. I am a senior citizen and have lived in this city since 1968. I'm a retired school teacher who taught in the Atlanta Public School Systems for 40 years. After the passing of my husband I went through a period of sickness and grief. I love my home and my community because it was where my husband and I raised our family shared together for many years. I have the income to pay toward a loan to be able to keep my home. I have nowhere else to go if my home is taken away from me. I am hoping and praying that Rushmore Loan Management Service will work with me to stay in my home. Can I count on you to sign and share my petition? I believe community pressure my be the only thing that will open Rushmore Loan Management Services eyes and hearts.
Fannie Mae: Keep the McClendon family in their home!My name is Arlene Deborah McClendon Richardson. I’ve live at 10008 S. Peoria St., Chicago, Illinois 60643 for 40 years. My siblings, my brother in law, and I now live here and I are seeking to negotiate with the bank to stay in our home that our family previously owned before it was lost to foreclosure. After my father, Lucius McClendon died, my mother Bertha M McClendon decided to obtain a Reverse Mortgage because of an old construction loan. A woman by the name of Marsha E Barrett arranged for my mother to get a Reverse Mortgage with Financial Freedom. Marsha E Barrett negotiated the deal with Financial Freedom. Marsha E Barrett was later indicted for mortgage fraud by the Federal Government. My mother Bertha M McClendon later died in April of 2010. Since then, my siblings, brother in law and I have been trying to purchase our home back. We have gone back and forth to court. During most of the Court Proceedings, we did not have an attorney. During one of our last Court Proceedings, Cordilis & Associates did not follow all of the Foreclosure Steps. They were allowed by the judge to disregard the previous judge’s order, and because of that ruling, the property went straight to foreclosure. Federal National Mortgage Association now claims to own the home and is seeking to evict us from our home. This process has been traumatizing, and stressful to my family. We are a part of this community, we are hardworking, and would like to buy this property at the current real value.
Stand With Peoplestown Residents Fighting Displacement!Tanya Washington: My neighbors and I live in Peoplestown, in Atlanta, Georgia, one of many historic minority neighborhoods across the country that is being targeted for gentrification. I purchased my home four years ago and planned to raise my children here in a neighborhood that I love. The City of Atlanta wants to replace homeowners in Peoplestown with a park and a pond, and it is threatening to take residents' property via eminent domain to achieve its goal. The City claims that flooding in our neighborhood is the reason for our displacement, but many of our homes don’t flood and the City refuses to consider other plans that could address the flooding that does occur and allow us to stay. I believe the City is using flooding as an excuse for moving us out and making room for new residents and development. I have been resisting these efforts for almost 2 years now and I am so grateful to Occupy Homes for their organizing support around helping me and my neighbors to stay in the homes we love! Mr and Ms. Darden: I have lived in my home for more than 25 years. I don’t trust the City when it says that it needs my house to address the flooding. Over the past year I have watched the City demolish house after house on my block. It hurts to go to work in the morning and come home for lunch and see half of a neighbor’s house and then return to work and come home that evening to find the whole house gone. The City sends threatening letters that made some of my neighbors accept small settlements for their homes. I miss my neighbors and I can’t go anywhere in the City and find a house like mine in this location for what the City has offered. It’s a shame and I’m not giving up or giving in! Tanya Washington: The story of development, displacement and gentrification in Peoplestown is happening all across the nation. People don’t want to just move into our neighborhoods they want to take over our neighborhoods. This isn’t fair and we are organizing and fighting the City to remain in our homes. We’ve invested in our homes and in our community and we are determined to set an example of resistance for other urban communities facing gentrification. Most of the residents on the block whose homes flood have moved away and their homes have been demolished. There are only 8 of 28 families remaining on the block and the City wants to displace these residents, many of whom experience no flooding, with a park and pond. The City maintains it is taking homes to save residents from phantom flooding they don’t experience. What I want to know is who will save us, the people of Peoplestown from the City? It is clear that if we don’t fight to stay we will be displaced. We Shall Not Be Moved!
Philadelphia City Council: Put more money in the Housing Trust FundAfter years of population decline, Philadelphia is once again becoming a more desirable place to live. There is increased development in many neighborhoods which results in rising property values and cost of living. While this development can improve our neighborhoods, these changes have already forced too many people out of their communities. City Council needs to introduce legislation that will grow the resources our city needs for affordable, accessible housing and green space so we can stay in the neighborhoods we call home. As the housing market rebounds the effects of gentrification are displacing long-term residents. There is increased development in many neighborhoods which results in rising property values and cost of living. The overwhelming majority (77%) of new market rate housing built in the past five years is located in portions of North Philadelphia, South Philadelphia, and West Philadelphia. In these neighborhoods, rising housing costs coupled with stagnant or declining household incomes are straining low-income families’ ability to stay in their homes. While this development can improve our neighborhoods, these changes have already forced too many people out of their communities. The cost for Philadelphia’s families in these gentrifying neighborhoods is real. In North, South and West Philadelphia: 50% of renter households are “housing cost burdened” paying more than they can afford on rent; over 30% of homeowners are also spending too much of their income on housing. Displacement due to rising housing costs is also threatening the diversity of our neighborhoods. In North, South and West Philadelphia, the African American population has dropped 22-29% since 2000. Long-term residents are forced to move away from jobs and social networks. Neighborhood-serving businesses are forced to close as commercial rents increase, leaving many residents without access to basic services and local living-wage jobs. Community gardens and farms, sources of affordable nutrition and places where people gather have also been uprooted. City government must take action to curb the displacement that is destabilizing our communities. This requires adopting public policy that encourages equitable development that is inclusive of all of us.
Bush Company: Stop the Displacement of 302 Families!The owners of Museum Square apartments have tried everything to get 302 low-income families, mostly Chinese and African American, to move out and make way for luxury housing. The Bush Company, notorious for the destruction of low income apartments in downtown Washington DC, plans to demolish Museum Square and replace it with 825 high-rise luxury condos for the 1%--exactly what DC does not need, in face of an unprecedented housing crisis. “We are rallying to save our homes,” says resident leader Jenny Tang. “The owner has made plenty of money from us, and can continue to make it without putting us on the streets. We hope the owner will change his mind and preserve our homes for the younger generation, a place to stay for our children, that’s what we want!” First, the owners tried to get around tenants’ opportunity to purchase the 302-unit, building by offering it to residents at a price of $250 million dollars, or $800,000 per unit! When tenants banded together to sue the landlord over this unrealistic price, they were given 180-day notices and told to leave. When a judge ruled in favor of the tenants, agreeing that $250 million is far beyond a reasonable price, the owners gave notice that they plan to end the section-8 contract, which keeps the units affordable for low income tenants. Throughout all of this, tenants have organized and taken every step possible to preserve their homes at Museum Square. Museum Square is home to over half the remaining Chinese population in Chinatown, and many other long-term residents. Chinatown has numerous linguistically accessible services and organizations—churches, clinics, community centers and more—for the Chinese speaking population at Museum Square. Many residents are elderly and would face enormous hardship if they had to move. PLEASE SUPPORT TENANTS FIGHTING TO SAVE ALL 302 AFFORDABLE UNITS IN THEIR BUILDING! SIGN THE PETITION; DEMAND THAT BUSH COMPANIES RENEW!
Someone save a kind hearted elderly teacher from foreclosure by Wells Fargo and WMCThis issue is important to ALL senior homeowners who are often become victims of unscrupulous lenders and banking institution practices. The banks are getting away with legalized theft and it is extremely important for everyone to fight these foreclosures, because the banks have received far too much money from us as taxpayers during the bailouts to conduct all these foreclosures.
HELP: 73 Year Old Veteran with Stage 4 Cancer Being Foreclosed and EvictedThe last lyrics to our beloved National Anthem, are, “the land of the free and the home of the brave.” It is often said that we are free because of the brave men and women that risk their lives serving in the United States military. My Dad is one of those brave men. During the tumultuous Vietnam era of the 1960s, my Dad admirably served his country and volunteered for the United States army. When his country needed him most, my Dad didn’t run. He stayed and risked his life for a free America. Sadly, now that he needs it most, America isn’t helping my Dad. My Dad is now 73 years old, battling Stage 4 colon cancer, and facing the real possibility of being homeless. Before his diagnosis, he had a mortgage. Banks over-inflated the value of his home, to inflate the market and line their pockets with money that wasn’t really there. Eventually the bubble burst along with the economy and the value of homes plummeted. Like many other Americans, the home he purchased was no longer worth anywhere near the amount of the mortgage. It was during this time that my Dad was diagnosed with cancer, which is a very expensive illness to treat. He could no longer afford to make payments on his home. He went to the bank for assistance, for a loan modification, for something to keep him from being homeless. My Dad wasn’t asking for a free ride. He was only reaching out for some help until he could get his feet back on the ground. Despite his desperate pleas, StateBridge and their investors known collectively as Encore Trust would not help my Dad, instead choosing to rip his house from under him. On June 8th, StateBridge bank and Encore Trust (with the help of the Kendall County Sherrif’s Department) will physically remove my Dad from his home, leaving him homeless. My Dad will not vacate the premises because a soldier doesn’t cut and run. America is free because of brave men like my father. When his country needed him, he didn’t run, he served. Now he needs America. We can not let him down.
WRI Trying to Evict Single Mother of Eight?!Vaniyah Bath-Ammi is a mother of eight children all of whom live with her at 3614 Caseys Cove, Ellenwood, GA 30294. She has lived there with her family since 2009. Her youngest child is four years old. The house her family has rented and lives in was foreclosed and sold on the courthouse steps in March without their knowledge. The family is facing the prospect of being put out on the street at any time. WRI Property Management, a notorious company known for hardball tactics in dealing with foreclosures, is handling the foreclosue/eviction/ dispossessory process. Vaniyah's experience with WRI has been sunch a nightmare that all she wants at this point is time to find a new safe dwelling for her and ger children.
Nationstar Don't Evict The El Family From Their HomeThis is a family of 10, one is developmentally disabled, diagnosed with Chiari Malformation disorder and the youngest is 1 month old.The home is close to the hospital where she is frequently hospitalized due to illness.The family had submitted several completed loan modification packages to Nationstar and was waiting for the loan modification to be completed.
Don't Allow Abusive Landlords to Illegally Evict Tenants-Support The Trice Family!!!My name is Teressa Trice and I am a tenant at 5644 S. Seeley, with my family: three daughters, son, three grandkids, and partner. I have lived here and paid rent for the past 4 years. The house that was recently quit claimed (transferred) by CHASE to Nidia Mejia, whom is now trying to illegally evict me. When I first moved in I was paying rent to a CHASE bank account, payable in the name of Ahkeva Calvert (Loivse Benson/property manager). Then Ahkeva Calvert communicated that all payments were to be made by either Money Order or Cash directly. We paid but did not get a fair return for our rent because the building has needed a great deal of maintenance to remain livable: electrical, heat and plumbing issues. The landlord’s response to these issues was not sufficient. For example, the issue of electrical problems was met with the landlord’s solution to bring lamps and place them in the home even though safety was a serious issue along with other electrical problems. To remain habitable my family has paid for repairs with no reimbursement. However, many issues were not within our price range. Because some of the issues to the home were demanding, costly and dangerous I made the decision to call 311. After contacting 311, an inspector came out and immediately noted there were many different violations that should have been dealt with before occupancy. Then the city notified Ahkeva Calvert to appear in court where the city city placed liens on the property. If this were not enough, in 2014, I found out the home was in the foreclosure. Apparently, the foreclosure started on 5.18.2012. In the four years we have lived here, our landlord never notified us of this. Landlords are mandated to do so. We continued to pay rent. As January ended, an influx of mail addressed to Ahkeva Calvert from CHASE started to come. I called CHASE’s 1-800 number and talked with a representative about the information regarding foreclosure; no one called back for a follow up. Although we did not know this at the time, the landlord apparently ‘corrected the mortgage’ on 6.4.2013, possibly a modification. Following this, on 11.13.14 the city of Chicago used NHS Redevelopment Corporation (housing non-profit) to take my landlord to court for the housing code violations and liens. In the same day, NHS then transferred the certificate of the house to itself for $10. Although this happened in November 2014, it was not recorded by Chicago’s Recorder of Deeds until 12.5.14. Additionally, the Chicago’s Recorder of Deeds documented a deal between the Department of Housing and Urban Development (HUD) and CHASE Bank on 12.8.14. This was a deal where HUD quit claimed (transferred) the home to CHASE Bank for $1 on 11.13.14. The next property recording is also 12.8.14 for a transaction that took place on 6.14.2014, where HUD apparently received the property through the Judicial Sales Corporation on 5.24.2014. Hence, CHASE Banks ability to have the property quit claimed to them from HUD. All of this finds its way to 2015, where CHASE then quit claimed the property to Nidia Mejia, my current landlord, for $10. This transaction took place on 3.11.15, but was not recorded until 4.3.15. Starting in the first week of April, Nidia Mejia and company came to my home and threatened me with an illegal eviction: 48 hour eviction notice. She tried to coerce me and my family to sign illegal documentation to get me out. Nidia also calls me from 7:30am-midnight incessantly everyday asking me to leave within 48 hours. Furthermore, Nidia sits out in front of my house, in her car for hours at a time; once she came onto my porch with a crowd of people trying to gain entry. I have had to call the police to get her to leave, on some occasions. All of this intimidation and harassment continues without any court filings for an eviction. But there is no reason to evict me. I pay my rent. I am a part of the community. I even helped clean up the house, as my house was once used as a gang hang out. I fixed that. If I see things wrong, inducing violence, I call the police. My kids are all in school. We are good community members. Please help by signing the petition and passing along!