- American Home Mortgage Servicing
- Aurora Loan Services
- Bank of America
- Deutsche Bank
- Fannie Mae
- Federal Reserve
- Freddie Mac
- JP Morgan Chase
- Litton Loan Servicing
- MetLife Home Loans
- Nationstar Mortgage
- Ocwen Loan Servicing
- Other/Not Listed
- People with Disabilities
- PHH Mortgage
- PNC Bank/National City Mortgage
- Saxon Mortgage
- Senior Citizens
- Stage: Eviction Defense
- Stage: Foreclosure
- Stage: In Default
- Stage: Post Eviction
- Stage: Underwater
- US Bank
- Washington Mutual
- Wells Fargo
Urban Partnership Bank: Don't Foreclose & Evict the Williams Family from their Home.Hardworking "families" should be given every chance to stay in their homes. If a family is able to overcome the temporary hardship that caused them to fall behind, they should be given every chance to stay in their homes. Banks should not take advantage of a families vulnerability and relentlessly pursue foreclosure because it is economically motivated to do so, without exhausting all avenues to help a family.
Keep Detroiters in Our Homes—No Unjust Tax Foreclosures• There are 37,000 occupied homes being foreclosed on March 31, 2015, for overdue property taxes representing perhaps 100,000 people. • Many Detroiters are being foreclosed on due to incorrect tax bills reflecting exaggerated property assessments and disputed water bill liens. Whereas other cities allow year-round reassessments, Detroiters have only 2 weeks each year to request property tax reassessment. • No unjust foreclosures on owner-occupied properties—keep people in their homes!
CHASE,STOP THE FRAUDULENT FORECLOSURE ON THE CAPLE'S HOME!This is important because so many helpless people are being subject to these illegal practices which they don't understand. Most homes if not all are paid for at closing in full once the purchaser signs the promissory note. The note which is really a security is converted into a Commercial Draft Title 12 1813 L1 (Check) which belongs to the signee, (THE HOLDER IN DUE COURSE AND CREATOR OF THE FIRST FUNDS TRANSFER) which satisfies the Mortgage in full.
Select Portfolio Servicing: Don't Take My HomeThis is not only my home, it's my life they are prepared to take away for no other reason than sheer greed. I have livestock, a 90 year old Mother in Law and family pets which have no place to go. My business was crushed with the crash of 2008. Nothing I did caused this to happen. It's high time that banks do something useful for the bail-out money that made them whole again. Time to make homeowners whole again!
Colonial Savings Foreclosure FraudForeclosure Fraud. Borrower's Fernando and Karen Santiago suffered job loss or job reductions in 2009. Colonial Savings became the servicer for their CapWest Mortgage/Farmers Bank & Trust mortgage in 2009. MERS was the nominee for the lender. The Assignment of the Deed of Trust was signed by a former Colonial Savings employee, not a MERS VP and notarized by another Colonial Savings employee who did not use her full commissioned name in violation of Texas Gov. Code. Borrower's ACTIVELY sought and were involved in numerous modification attempts. Colonial would not approve participation in Keep Your Home CA. The in house attempt with Colonial resulted in Colonial tacking on a $13,500 fee 4 days before first Mod Payment was due. Colonial immediately started foreclosure substituting a law firm in CA in as new Trustee. The Substitution was signed by a former Colonial employee who was never a Vice President. Borrower's have been hung up on, yelled at and harassed during this process. Borrower's located and submitted information to investor Federal Home Loan Bank of Chicago and have heard nothing regarding this process. All parties involved are HomePath participants who are in the business of collecting foreclosed homes for resale. Speculation is they failed the net present value test. FHLB of Chicago is in a better profit position and would have a higher profit margin by foreclosing than to allow Colonial Savings to modify the home loan.
Chase WANTS to kick a DEAF single father of two boys out of his homeMr. Allen is a successful worker but profoundly deaf. His wife was in control of finances and Mr. Allen did not know that payments weren't being made for two years. It wasn't until he opened mail when his wife was gone on a trip to Jamaica, that the house was in foreclosure. Since then, his wife has moved out and left Mr. Allen with the monumental challenge of saving his home. It has been 10 months with three loan modifications applications submitted and everyone of them rejected. His two sons also reside in the home and don't want to lose their only home they have ever known. Mr. Allen has taken all the classes to learn how to finance, budget, as a deal with Chase Bank. It still isn't enough for them.
CitiMortgage: Don't Foreclose/Evict Penelope N. Weiland from her homeIn 2010, my husband died from a rare Cancer. We did not have health insurance because we couldn't afford it. So our medical bills were astronomical & wiped out our Savings. 10 days after my husband died, the roof of our home starting leaking due to back to back snowstorms with snow melt in between them. I immediately sought help from our homeowners insurance. But, to my dismay, it took 3 months before I was granted insurance claim money. Additionally, my bank requested that I send my insurance claim money to them for endorsement before I could put my money to use. This endorsement turned out to be: my bank putting my insurance claim money into an escrow account & then putting me through the paces of acquiring it in small stages. That means: numerous requests for paperwork, which they repeatedly lost & caused me to have to repeatedly resubmit; Having to go through several contractors who eventually would cancel on me because they believed I couldn't get my money on time; Having to wait for inspectors who were hired by my bank, to come inspect my home between repair stages. Then make their reports back to my bank which would take at least 2 weeks; Repair stages caused more damage to my home due to unprotected sections being exposed to summer rains. Because of these numerous delays & snafus, it took an astounding 1 year & 4 months to get my roof, re-roofed & my interior water damage repaired. Realtors would not list my home until everything was finished & I lost my ability to enter the 2010 market all together. This failure to sell before the end of 2010, caused me to no longer be able to pay my mortgage. This inability to sell, also caused me to lose our home business due to the extraordinary amount of time & energy I had to extend on getting our property repaired & put on the market. I kept to my goal because I believed that it was the only thing I could do to avoid foreclosure & destroyed credit. In 2011, I was able to properly enter the house selling market. But then, in mid 2011, I was presented with a Delinquency Judgment which is the first stage of foreclosure. I got through 2011 without foreclosure & I felt blessed. In 2012, my house was showing well. But my bank obstructed my first potential buyer's offer by not meeting their closing deadline. I still kept a step ahead of foreclosure. In 2013 I had 4 potential buyers. 2 terminated their offers because they didn't think that my bank would meet closing deadlines. 1 potential buyer didn't offer enough to cover my debt & closing costs. My 4th potential buyer was willing to go all the way to final negotiation with my bank. But was suddenly met with an increase in price for approval & this increase was over the original listing price. My bank gave these buyers permission to counter & they surprisingly countered with a purchase increase - very close to what my bank wanted. They really wanted to buy this house. Unfortunately, my bank stubbornly rejected their counter. My 4th buyers' original purchase price would have paid everything off & more. Now my bank has put me back to square one - again. I'm having to list my house for an even higher price which is above the going rate for house sales in my area. So, my goal for redemption is unlikely & I'm closer to foreclosure than ever. I've described only a fraction of what I've gone through in this writing. This has been a draining, discouraging & depressing situation & I'm now realizing that my health is deteriorating significantly. I am at my wit's end & shamefully need help.
Wells Fargo:Please Stop Trying to Take Joanne Kokot-Hoppen's Home!!!This home has been my family home for the last 22 years. I raised both of my daughters in this home as a single mother since 1996. Unfortunately in January of 2009, I was diagnosed with a serious illness that required major abdominal surgery with a cost of $120000.00 and a three year recovery. I knew this could cause many financial problems and immediately contacted Wells Fargo to get a loan modification. To make a very long and ugly story short...they advised me to get behind on my mortgage by at least three months (which I did although it did not sound like good advice), they lost a $9000.00 payment, they misplaced documents or claimed to never receive them. They did not return my calls on time and caused the 30 day processing cap to expire numerous times. All in all, I attempted to obtain a loan modification 9 times and each time they turned me down for a different reason. I am well now and trying to get back on my feet, but Wells Fargo keeps trying to take my home from me. I even filed a Chapter 13 with the mortgage included in the BK protection. I have made my payments on time every month and yet they Wells Fargo have refused to accept any payments for the last 12 months. My Attorney says this is the most egregious behavior he has witnessed from any of his other clients. WELLS FARGO has been very BAD ACTORS where my loan is concerned. I now know, these poor business practices were and are the norm from these major banks. I WILL NOT LET THEM HAVE MY HOME. Please help me keep my home and fight the fight to set a precedence with these major banks. I have contacted the Consumer Financial Protection Bureau, the Attorney Generals Eric Holder, Eric Schneiderman, and Senator Elizabeth Warren. This is my new passion, to help myself and others fight this fight. I would appreciate your support by signing my petition. Thanks so much, Joanne
One West, Don't Evict Me From My Refuge of SafetyIt took me three years to find my home, which would accommodate my disabilities, and is one that provides me with safety and protection. My home is not just where my heart is, it is where my safety and security is. It is where I can live in peace; free from the fear of domestic violence and heal from my experiences. My safety and the feeling of being safe, my ability to prevail over my disabilities, and my life savings are in my home. Until my foreclosure proceedings began, I boarded animals for others experiencing domestic violence, but this unfathomably unjust foreclosure process has taken even my means of income away from me. Is there no end to the pain and suffering that banks can bring upon us with their lies and deceit? My home not only offers a safe harbor for me, as a silent advocate, but has also provided a secure place for victims running from violence a safe harbor for their treasured pets, larger animals, and their horses. It is a place where their animals are unmolested, protected and cared for. This gives the victims the time to find safety and time to heal. At this point, for now, I cannot offer that protection as I don't know if I am going to lose my home. But there are no other options that provide for a confidential and sealed location for them to go. The mortgage company stated the reason for the foreclosure as, “failure to make timely payments”, but I had copies of every canceled and endorsed mortgage payment check. When this failed, One West stopped cashing my checks; and even though I have the certified mail returned checks, paid on time every month but refused by One West, the Magistrate ruled they can auction off my home on June 26th. I was not allowed to present my evidence in court, and the bank's fraud was allowed to be stated as fact, while my own voice and proof of payment was silenced. Please help me to stay in my home. I can hardly believe that this nightmare set of events is real, that I can send in every payment on time for my home, but the banks can lie and claim I did not, even when I have proof of every single payment. Somehow, someway we need to stop the present foreclosure laws that can with a brief and short statement by a bank or mortgage company attorney leave families, fathers, mothers, children, their beloved pets, and their treasured belongings homeless. Please sign this petition and help me save my home. And please, make time to call or write Kevin McGowan with the message above.
Bank of America needs to let us keep renting our Foreclosed Home of 7 yearsWe are Both Disabled.We have been paying "Use and Occupancy" payments since February 2012.We need a new agreement to start on May 1, 2013 when our current "Use and Occupancy" agreement ends so we do not have to move. Our home is in "OFF Market" status and is NOT For Sale.Bank of America,aka U.S Bank N.A. does not hold the Note to our home.The Title still remains in my name.The home also lost 75% of it's value since 2006. I have applied for Public Housing and we are on many lists with little hope of obtaining housing as most Towns have either closed their waiting lists or simply have too few units to house the number of people that have been displaced by Foreclosure. The Mortgage was part of the Countrywide assets purchased by Bank of America,U.S. Bank N.A. . Bank of America,U.S. Bank N.A. has received more than 1 TARP Bailout for these homes.They were more than happy to take the money from the Government and refused to work with us because SSDI & SSI do not seem to be considered "income" even though the money comes from the U.S. treasury which paid Bank of America,U.S. Bank TARP monies for these Toxic Assets. We pay "Use and Occupancy" to the Legal Representatives for Bank of America,U.S. Bank .We are not living here for Free and what we pay is above and beyond what we should even have to pay considering that we are on fixed incomes.We put our Life Savings as a down payment and when the ARM rate rose we simply could not carry on.We were told that once we closed on the home our mortgage would be changed to a "Conventional Mortgage" and we have the paperwork to prove this,however Bank of America,U.S. Bank refuses to work out a refinance and we have been passed from one person to another only to hear that the Disability payments are not considered income which is Discriminatory to persons with Disabilities. We are both on Long-Term Disability and are not physically able to work.One of us is crippled and can no longer walk without assistance, has lost over 75% use of her hands, has Cancer & Post Traumatic Stress Disorder.We are both in our late 50's and in declining health.We need to know that we will have a roof over our head for at least another year. Every time we have to negotiate another "Use and Occupancy",we are always told that Bank of America,U.S. Bank N.A. will not allow us to stay here and we have had to plead with their agents each time it comes to renew this agreement.The house is not on the market,and not listed for sale so there is no reason not to let us keep our "Use and Occupancy " agreement for at least a year.We have no where to go.We have no Family or Friends that can take us in and we have done everything we can to find Public Housing.Many Towns in MA. have NO public housing (such as the one we live in) or as few as 4 units to meet the minimum requirement.The demand outstrips the supply.There simply is No Public Housing available and the wait lists are very long,many with a 5 year wait.We have been on wait lists for several years and unless people move out of Public Housing,we have no choice except to continue living here.We need a solution to stay in our home or it will just add up to another abandoned property that no one will want.Our well is contaminated like most of the Town which is why no one has even looked at the home. The home has no clear title and would be impossible to sell .We want the Legal Representatives of Bank of America,U.S. Bank N.A. to give us a Year of "Use and Occupancy" with the option of renewing it after a year.After all,they have been more than happy to take our money every month so there is no reason that this agreement cannot continue. It would be a hardship to move because of our Disabled status.We don't even have the ability to pack our belongings and leave.The home is in a secluded area that would most likely be vandalized if left vacant since it's off the road.It is in the Banks' best interest to have responsible tenants here to have someone in the home to make sure this does not happen. Please let us stay in our home of 7 years and continue to pay rent under a "Use and Occupancy" agreement of a year with an option to renew.This is causing undue stress that is making our health matters worse.I'm a Diabetic with limited range of motion. Please don't let us become homeless.There is a very easy solution to this problem.When a house goes vacant,the Town loses the tax revenue and that is having a very negative effect on the Country.Empty homes represent lost tax revenue-period! It's time to start looking at this problem from the perspective of the 'small man". Please Negotiate with us to let us stay in our home.We need a solution by May 1st, 2013.Please stand with Occupy Our Homes! Thank You, Roger Dantes & Debra Pinkham 30 Bare Hill Rd. Boxford MA. 01921
Ocwen please give the martins a modification so they can stay in ther homeMs Martin is disable and is raising her 3 grandbabies we have been here 10 yrs the home was damage during the Good Friday tornado 2010 and we did not have flood insurance and the house flooded but we stayed because we had nowhere to go until the house got repaired we have a big family of 9 and we pray together so we wanted to stay together and we stayed the children got sick from the moisture and mold I tried to send them with other family members but no one wanted to be split up but anyway to make a long story we got behind trying to do all the repair out of pocket I tried to get a mod but ocwen investors said no which led us to bankruptcy but the payments are so high and still have to pay the mortgage it's just not fair we are struggling and barely making it
Wells Fargo: Don’t Evict Richard (Silver) From His Home!My name is Rick Mathis. I live in Florence, Kentucky. Most folks around here know me as Silver. Please support me in my effort to get Wells Fargo to let me to stay in my home. I am like you; I have worked hard all of my life. I have contributed to my community. I paid my taxes. I have lived in my home and paid my mortgage for almost 23 years. Like some of my friends, I am getting up there in years and I know that they love their homes, just like I do. My two cats, Jesse, and Charlie love their home too. Because I have played the guitar for years, some of my best memories have been having band rehearsals in my family room. Friends would come from all around; next door, you name it. And they still do, to either play their instrument, or just sit, watch, listen, and party with us. Unfortunately, I was struck on my motorcycle on June 15, 2007. I suffered severe injuries including a concussion, injuries to my left leg, back, Unfortunately, I had no insurance and I couldn’t walk without crutches and a lot of pain. I couldn’t return to work in sales, because my job entailed moving equipment to do demonstrations. It took 2 years (long story short) for Social Security to declare me totally disabled and I could finally see a Doctor and start the healing process. You can imagine, during that period, any savings, even help from friends, went fast. I began applying for a modification in November, 2011. It was rejected by Wells Fargo. Since then, with the help of my counselor at Brighton Center, 2 additional modifications have been applied for. Again, both were rejected by Wells Fargo. I really just don’t understand why they can’t be more empathetic toward my situation. Our Government bailed them out twice. I am not asking for a freebee, like they received, just a loan modification. Please sign my petition to Wells Fargo, asking them to stop the foreclosure and let me stay in my home. Breaking News: On Halloween I was served with a Complaint from the Sheriff that legal action has been filed against me. I have 20 days to respond. I am pretty desperate at this point and my health isn't the best. I certainly don't want to wind up back in the hospital over this! I need help, big time!