- American Home Mortgage Servicing
- Aurora Loan Services
- Bank of America
- Deutsche Bank
- Fannie Mae
- Federal Reserve
- Freddie Mac
- JP Morgan Chase
- Litton Loan Servicing
- MetLife Home Loans
- Nationstar Mortgage
- Ocwen Loan Servicing
- Other/Not Listed
- People with Disabilities
- PHH Mortgage
- PNC Bank/National City Mortgage
- Saxon Mortgage
- Senior Citizens
- Stage: Eviction Defense
- Stage: Foreclosure
- Stage: In Default
- Stage: Post Eviction
- Stage: Underwater
- US Bank
- Washington Mutual
- Wells Fargo
Tell policymakers: The BeltLine should be for ALL AtlantansWe are in crisis. Atlanta housing costs are on the rise and we are losing affordable units at a staggering rate. Between 2010 and 2014 Atlanta lost 5,300 low cost rental units. Meanwhile, 32,000 people are on the waiting list for public housing. To solve this crisis, we must act now to increase affordable housing supply and protect low-income homeowners and renters. The Atlanta BeltLine was supposed to help with this. Atlanta BeltLine, Inc. is a public private partnership launched in 2005. The BeltLine, and its public sector partners and supporters -- particularly the City of Atlanta and Fulton county -- promised that 5,600 affordable units would be built as a part of the project. But almost halfway through its completion, fewer than 1,000 units have been built. Meanwhile, experts estimate that there is need for 10,400 affordable units in the Atlanta BeltLine area alone in the next decade. Not only has the BeltLine failed to build affordable housing, but it has also directly caused housing values near it to rise between 18 percent and 27 percent more than elsewhere in the city. These effects are especially foreboding on the Southside where low-income black communities face the encroaching threat of mass displacement from Beltline development plans that have not even broken ground yet. Neighborhoods along the southwest segment of the BeltLine, which includes Adair Park, Pittsburgh, Mechanicsville, and Westview, saw median sale prices jump 68 percent from 2011 to 2015! With prices on the rise, existing residents will be pushed out. In the Old Fourth Ward where a section of the BeltLine has been completed, we have already seen the destructive reality of mass displacement. The Housing Justice League of Atlanta recently completed a yearlong research project on the human impact of the Atlanta BeltLine, speaking with residents about what this context means for them. Since then we have launched a campaign to turn our recommendations into reality. Pledge your support to the Housing Justice League’s BeltLine for All campaign and tell policymakers you support policies that will ensure development without displacement. Atlanta’s southside communities are fighting for a say in the development process in order to improve and preserve what is best in their communities and stay in the areas they know and love. These neighborhoods have seen broken promises and discriminatory divestment for decades. Recent examples include bypassing community concerns to push through Arthur Blank’s Mercedes Benz Stadium and handing over the redevelopment of Turner Field to Georgia State University and Carter Development without a fair contract with the community in place. “It is time to break this cycle: Communities on the Southside deserve to be a part of the process to shape and determine the neighborhoods where we live,” says Alison Johnson, a Peoplestown resident. Nia Brown, a young adult born and raised in Peoplestown questions the inequitable development process which is currently pushing people out: “I just feel like, why should we have to move outside of our community so that they can make our community better?” Equitability requires low-income residents to be the focus of the project, not an afterthought. The BeltLine development is nearly half done, and its legacy is still up in the air. We need Development not Displacement. It is unconscionable for a city with resources as great as Atlanta’s to stand by and allow the continued extraction of wealth from historically marginalized communities. The City must prioritize human rights and stop funding destructive mega developments with our tax dollars. Renters and low-income homeowners must receive more legal protections and support. We can move forward together and build more just and livable communities. We can heed the warning call of already gentrifying communities to do better for the people living there now and build a BeltLine for All. Gentrification is not inevitable. It is a matter of political will and taking a stand for housing justice. Will you stand with us?
Atlanta's Renter's State Of Emergency #RenterCrisisATLAtlanta is in a renter’s state of emergency. How many of us have engaged in or overheard conversations with folks in our city about the rising rents and rapidly changing face of our city? Development doesn’t have to be a bad word but what we are seeing in Atlanta right now is the kind of development and wealth extraction that will leave Atlanta totally unaffordable for low and moderate income people. In just a few short years the Old Fourth Ward, home of Dr. King, went from affordable to one of the most expensive places to find new housing in the city, we simply can’t afford this kind of status quo development that leaves renters and low income people behind. Some of the report’s findings include: *Since 2012 Atlanta has lost 5% of its affordable housing every year *95% of Apartments built since 2012 have been considered luxury * 72% of Atlanta neighborhoods are considered gentrified or gentrifying * More than 53% of all renters in the city pay more than 30% of their income on housing, yet many landlords require proof that tenant income exceeds 3x rent We need a movement to build a city that works for everyone, and the release of this report will be the launch of a campaign to push the City and County to begin reigning in unchecked development. The campaign will also focus on renter’s rights, as Atlanta is several decades behind other cities of its size. We hope we count on your solidarity! Real full report here: https://d3n8a8pro7vhmx.cloudfront.net/oohatl/pages/53/attachments/original/1468328705/RSOE.pdf?1468328705 Sumary page: https://d3n8a8pro7vhmx.cloudfront.net/oohatl/pages/53/attachments/original/1468329040/CDPR.pdf?1468329040
City Hall, URA, SEA: Low Income Housing for the Lower Hill!Bottom line. Rents are too damn high and wages are too damn low! In Pittsburgh there is an affordable housing crisis. This crisis is most severe for families and households who have very low and extremely low incomes. Black families and households are being forced out of the City in large numbers because of the lack of affordable housing for lower income families In Pittsburgh, over the last four decades politicians have promised a city that would be economically and racially diverse. But one mayor after another has accelerated existing class- and race-based inequities. Public housing complexes have been demolished; project-based Section 8 units are at risk of termination; and unemployment continues to skyrocket in many parts of the city. Some call Pittsburgh the most livable city in the United States but it is also the place where Black people rank 2nd from the bottom for economic opportunity. The current policy of the City of Pittsburgh is the forced migration of black people from Pittsburgh to the suburbs. In 1980 there were 100,000 black people in Pittsburgh. In 2010 there were 80,000 black people in Pittsburgh. We lost 20,000 black people. What happened? St. Clair Village 900 families gone … Arlington Heights 31 buildings -> 9… Addison Terrace is demolished displacing over 400 families. ... People who move can't find affordable housing in Pittsburgh. The City of Pittsburgh has a duty as a recipient of CDBG funds to affirmatively further fair housing choice. The City’s AFFH obligation includes the duty to provide opportunities for inclusive patterns of housing occupancy regardless of race, and this duty extends to all of the City’s housing activities. Zoning and other land use laws have a major influence on housing. These regulations govern where housing can be built, the type of housing that is allowed, the form it takes and many other factors. Land use regulations can directly or indirectly affect the cost of developing housing, making it harder or easier to accommodate affordable housing. It is unusual that zoning ordinances are written to openly discriminate, but in many cases, the unintended consequences of certain regulations are to limit housing choice, or otherwise reduce opportunities for fair and affordable housing.
Save Senior Citizen Joan Nelson's HomeMy home was purchased with my husband, Hubert Nelson, in 1991 who passed in 2010 after being married for over twenty years. I am a senior citizen and have lived in this city since 1968. I'm a retired school teacher who taught in the Atlanta Public School Systems for 40 years. After the passing of my husband I went through a period of sickness and grief. I love my home and my community because it was where my husband and I raised our family shared together for many years. I have the income to pay toward a loan to be able to keep my home. I have nowhere else to go if my home is taken away from me. I am hoping and praying that Rushmore Loan Management Service will work with me to stay in my home. Can I count on you to sign and share my petition? I believe community pressure my be the only thing that will open Rushmore Loan Management Services eyes and hearts.
Stand With Peoplestown Residents Fighting Displacement!Tanya Washington: My neighbors and I live in Peoplestown, in Atlanta, Georgia, one of many historic minority neighborhoods across the country that is being targeted for gentrification. I purchased my home four years ago and planned to raise my children here in a neighborhood that I love. The City of Atlanta wants to replace homeowners in Peoplestown with a park and a pond, and it is threatening to take residents' property via eminent domain to achieve its goal. The City claims that flooding in our neighborhood is the reason for our displacement, but many of our homes don’t flood and the City refuses to consider other plans that could address the flooding that does occur and allow us to stay. I believe the City is using flooding as an excuse for moving us out and making room for new residents and development. I have been resisting these efforts for almost 2 years now and I am so grateful to Occupy Homes for their organizing support around helping me and my neighbors to stay in the homes we love! Mr and Ms. Darden: I have lived in my home for more than 25 years. I don’t trust the City when it says that it needs my house to address the flooding. Over the past year I have watched the City demolish house after house on my block. It hurts to go to work in the morning and come home for lunch and see half of a neighbor’s house and then return to work and come home that evening to find the whole house gone. The City sends threatening letters that made some of my neighbors accept small settlements for their homes. I miss my neighbors and I can’t go anywhere in the City and find a house like mine in this location for what the City has offered. It’s a shame and I’m not giving up or giving in! Tanya Washington: The story of development, displacement and gentrification in Peoplestown is happening all across the nation. People don’t want to just move into our neighborhoods they want to take over our neighborhoods. This isn’t fair and we are organizing and fighting the City to remain in our homes. We’ve invested in our homes and in our community and we are determined to set an example of resistance for other urban communities facing gentrification. Most of the residents on the block whose homes flood have moved away and their homes have been demolished. There are only 8 of 28 families remaining on the block and the City wants to displace these residents, many of whom experience no flooding, with a park and pond. The City maintains it is taking homes to save residents from phantom flooding they don’t experience. What I want to know is who will save us, the people of Peoplestown from the City? It is clear that if we don’t fight to stay we will be displaced. We Shall Not Be Moved!
Bush Company: Stop the Displacement of 302 Families!The owners of Museum Square apartments have tried everything to get 302 low-income families, mostly Chinese and African American, to move out and make way for luxury housing. The Bush Company, notorious for the destruction of low income apartments in downtown Washington DC, plans to demolish Museum Square and replace it with 825 high-rise luxury condos for the 1%--exactly what DC does not need, in face of an unprecedented housing crisis. “We are rallying to save our homes,” says resident leader Jenny Tang. “The owner has made plenty of money from us, and can continue to make it without putting us on the streets. We hope the owner will change his mind and preserve our homes for the younger generation, a place to stay for our children, that’s what we want!” First, the owners tried to get around tenants’ opportunity to purchase the 302-unit, building by offering it to residents at a price of $250 million dollars, or $800,000 per unit! When tenants banded together to sue the landlord over this unrealistic price, they were given 180-day notices and told to leave. When a judge ruled in favor of the tenants, agreeing that $250 million is far beyond a reasonable price, the owners gave notice that they plan to end the section-8 contract, which keeps the units affordable for low income tenants. Throughout all of this, tenants have organized and taken every step possible to preserve their homes at Museum Square. Museum Square is home to over half the remaining Chinese population in Chinatown, and many other long-term residents. Chinatown has numerous linguistically accessible services and organizations—churches, clinics, community centers and more—for the Chinese speaking population at Museum Square. Many residents are elderly and would face enormous hardship if they had to move. PLEASE SUPPORT TENANTS FIGHTING TO SAVE ALL 302 AFFORDABLE UNITS IN THEIR BUILDING! SIGN THE PETITION; DEMAND THAT BUSH COMPANIES RENEW!
HELP: 73 Year Old Veteran with Stage 4 Cancer Being Foreclosed and EvictedThe last lyrics to our beloved National Anthem, are, “the land of the free and the home of the brave.” It is often said that we are free because of the brave men and women that risk their lives serving in the United States military. My Dad is one of those brave men. During the tumultuous Vietnam era of the 1960s, my Dad admirably served his country and volunteered for the United States army. When his country needed him most, my Dad didn’t run. He stayed and risked his life for a free America. Sadly, now that he needs it most, America isn’t helping my Dad. My Dad is now 73 years old, battling Stage 4 colon cancer, and facing the real possibility of being homeless. Before his diagnosis, he had a mortgage. Banks over-inflated the value of his home, to inflate the market and line their pockets with money that wasn’t really there. Eventually the bubble burst along with the economy and the value of homes plummeted. Like many other Americans, the home he purchased was no longer worth anywhere near the amount of the mortgage. It was during this time that my Dad was diagnosed with cancer, which is a very expensive illness to treat. He could no longer afford to make payments on his home. He went to the bank for assistance, for a loan modification, for something to keep him from being homeless. My Dad wasn’t asking for a free ride. He was only reaching out for some help until he could get his feet back on the ground. Despite his desperate pleas, StateBridge and their investors known collectively as Encore Trust would not help my Dad, instead choosing to rip his house from under him. On June 8th, StateBridge bank and Encore Trust (with the help of the Kendall County Sherrif’s Department) will physically remove my Dad from his home, leaving him homeless. My Dad will not vacate the premises because a soldier doesn’t cut and run. America is free because of brave men like my father. When his country needed him, he didn’t run, he served. Now he needs America. We can not let him down.
Help Me Keep My Deceased Mother's HomeMy Mother was an Educator, Counselor, Teacher and Vice Principal within the Los Angeles Unified School District for over 45 years. She proudly dedicated her life to helping others, yet was too proud to ask for help herself. When I found out my mother was ill, we spoke about her home. She told me she was sorry as she cried in my arms. I told her it was not her fault and that she did the best she could. I made a promise to her that I would work this out... within two weeks she was dead. The Lender knew she would not live to pay the refinance off as she was deemed uninsurable after suffering two previous strokes. She died blaming herself, not understanding that she was purposely targeted and preyed upon by predatory loans. I did not understand how a 78-year old terminally ill woman was given a loan for fifteen years. It boggles the mind of the reasonable person. My only option at that time was to manage the situation by refinancing and attempt to pay off her mortgage. The death of my mother and the stress of fighting for my family's home has been a nightmare. During April of 2008, I had a six-inch tumor removed that was interfering with the function of my kidneys and liver. I have also had a series of medical conditions causing high medical bills and loss of income. My family has suffered so very much during this 1,885 day process. We have been disrespected, insulted, lied too, misled. I was laughed at and told, “You people think it's okay not to pay your Mortgage” by a Wells Fargo Home Preservation Specialist. I was willing to pay an affordable mortgage and keep my promise to my mother's dying wish for her grandchildren and unborn great grandchildren to be able to own and keep our home. I was promised by Wachovia I would have a modification within 120 days. To date, I have submitted paperwork repeatedly for the past 1,885 days. In the 30+ years I have lived in the Crenshaw area, I have witnessed my community suffer so many injustices from racial profiling, the “Cash Cow” attitudes of the Banks and their auto insurance companies, I witnessed my neighbors being slowly priced out of our community through “gentrification” and the vicious trick bag that is the “Pick-a-Pay” option offered by Wells Fargo Bank, who claims to “stand by our community” yet prove by these actions and exploiting practices that they are NOT. I have seen so many people lose there homes. Not knowing which way to go like a deer caught in headlights as ruthless sharks try to “flip the property” within 60 days and steal that family's future (equity) knowingly providing loans that are toxic to the homeowner yet very profitable vertically and horizontally for the banks. The current state of the modification process is like asking a fox inside of a chicken coop, “What should he do with the chickens?” Unfortunately history has already shown us the answer to that. I love my community. It is important for us not to be invisible. Many have just walked away from their futures in silence and without hope, and conditioned to simply “put up with it”. Home Defenders League has directed a online campaign against Wells Fargo CEO, John Stumpf demanding that Wells Fargo end foreclosures, work in good faith to keep families in their homes and provide reasonable load modifications that include principal reduction. We also demand the stop of blocking communities like Richmond, CA from enacting their own programs to combat the foreclosure crisis. “The issuing power of currency shall be taken from the banks and restored to the people, to whom it rightfully belongs. The “Economic Tapeworm” behavior must STOP! Right here, right now” Sincerely, Athena Jackson “For years, cities and communities of color were targeted by predatory lending practices and sold toxic sub-prime mortgages, resulting in a foreclosure crisis. Now those same cities that were targeted by predatory lending should be able to consider their full range of options to rescue homes from foreclosure, and to stabilize communities that are facing blight because of discriminatory lending practices”. - Udi Ofer, Executive Director of the ACLU of New Jersey. “We have already seen what unchecked corporate greed can do to communities, Many of us are still fighting to keep our homes and stay in the communities we love after the harm done by Wall Street. The federal government has a responsibility to protect our right to housing—not to help sell our homes to the highest bidder.” - Gisele Mata, California Community Organizer “I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around (these banks) will deprive the people of all property until their children wake up homeless on the continent their fathers conquered”. - Thomas Jefferson
Bank of America: Reverse Illegal Foreclosure Sale Keep Family in Their HomeAs a senior citizen, and father, my wife and I have worked long and hard putting all our money into our home for retirement. This has been home to our children, family, friends and pets. We’ve celebrated holidays, birthdays, graduations, etc. We’ve poured our hearts and souls into our beautiful garden, improvements and updates. We have nurtured great neighborhood relationships. If the Bank of America is allowed to needlessly steal our home and evict us, then we’ll have lost everything. THE BANK OF AMERICA SCHEME Like so many other good Americans the Wall Street financial crash hurt our income. We entered the HAMP program in good faith and with clean hands—with a PERFECT PAYMENT HISTORY and GREAT CREDIT. Upfront we qualified and innocently believed the Bank of America wanted to help us. However, as time went on, we felt MISLEAD and TAKEN FOR A RIDE just like the millions upon millions of unsuspecting homeowners who’ve been unlawfully foreclosed upon. BANK OF AMERICA CREATES UNBELIEVABLE DEBILITATING STRESS The Bank of America made this entire process so onerous it was causing sleepless nights, excessive stress, headaches, vision problems, back pain and relationship problems. Even during the modification process (WE NEVER MISSED A PAYMENT) the Bank of America’s negative credit reporting spoiled our credit and began affecting my business reputation. Even though we HAD NEVER DEFAULTED we had to declare bankruptcy to stop a foreclosure sale. Never in my life did I dream I’d ever be in this kind of situation. Something was not right but we couldn’t put our finger on it. At first we thought we did something wrong. I was EMBARRASSED. I felt GUILTY like I let my family, neighbors and the Bank of America down. Yes, I actually thought for a time I was a bad bank customer!!!! Onlookers who didn’t understand the banking schemes would say, “Just pay your damn mortgage!” You don’t hear much about their clever BANK SCHEMES and how they routinely take advantage of homeowners on the 6 o’clock news. By every calculation and requirement, we qualified for this loan modification. SOMETHING STINKS AROUND HERE Bank of America lost the first two sets of documents, gave us endless/senseless runarounds, made communication impossible by changing reps with every phone call we made. A clearly stated three  month trial period shockingly turned into sixteen  timely payments. Bank of America accepted and cashed every check leading us to believe they were sincere about providing a legitimate modification. After pressing the Bank of America Office of President and CEO for our modification instead we discover that our family was kicked off the program at the [9th] ninth month because as they claimed, "THE RULES CHANGED!" We even paid four  of our regular monthly payments after Bank of America kicked us off the program until the bank stopped accepting our checks and threw us into foreclosure. LOOKING DOWN THE RABBIT HOLE OF COMMON BANK CORRUPTION Perplexed we hired expert Eva Jo Sparks a competent and well respected forensic mortgage auditor. Ms. Sparks conducted a detailed 165-page investigative report and discovered: 1. We are not now nor have WE HAVE NEVER BEEN IN DEFAULT with the Bank of America. 2. Ms. Sparks team revealed a surprising litany of bank "IRREGULARITIES" that add up to fraudulent practices—the kind of illegal acts that got the Bank of America fined billions upon billions and recently yet another 17 billion for wrongful foreclosures. Our case was escalated to the U.S. Treasury for HAMP violations yet the Bank of America arrogantly disregarded the investigation and foreclosed anyway. The Bank of America worked with FREDDIE MAC, Trott & Trott to foreclose on our home. David Trott's foreclosure mill has by his own count put more than 80,000 families into the streets of Michigan in just one year! David Trott is running for Congress. Is this foreclosure king the kind of character we need representing citizens in Congress? On November 27th of 2014 we will be evicted unless you and your friends can help us stand together to let the BANK OF AMERICA know it cannot continue to steal homes from good Americans. WHO’S LOOKING OUT FOR HOMEOWNERS? As an honorable VETERAN, like my father and brother, I enlisted in the armed services to protect our free enterprise way of life. I’m proud of that fact. But today, I feel like I’m back on the front lines fighting for my life, family and home from FREE ENTERPRISE BANKING GONE UTTERLY MAD for their own profit motives. We must pull together to stand up to bank tyranny. Please help us by spreading this tragic and true story.
Illinois Legislatures Pass Homeowners Bill of Rights!Center for Responsible Lending and Consumers Union: State Action Still Needed to Prevent Unnecessary Foreclosures. States have yet to recover from the foreclosure crisis that has stripped trillions of dollars from homeowners and devastated local communities across the nation. Industry analysts estimate that 6 million borrowers remain at risk of foreclosure.1 States are in a strong position to prevent unnecessary foreclosures, stabilize local housing markets and protect homeowners from mortgage servicing abuses. Through practical enhancements to the standards set by the Consumer Financial Protection Bureau (CFPB) and California’s Homeowner Bill of Rights, states can help borrowers get full and fair consideration for loan modifications before losing their homes to foreclosure. State Action Remains Necessary Following the CFPB Servicing Rules On January 17, 2012, the CFPB issued final servicing rules that address loss mitigation and dual tracking, the practice by servicers of simultaneously pursuing foreclosure while working with a homeowner on a loan modification or other foreclosure alternative.2 Although the CFPB rules will apply to servicers whether or not states adopt them, 3 only by adopting the rules themselves can states give borrowers the ability to prevent foreclosure sales when servicers violate the rules. Hence, we provide recommendations on how to implement aspects of CFPB’s national reforms. And although the CFPB rules are strong in many respects, there are key areas where the states can provide stronger protections for homeowners. Recommended Dual Track Rules Pre-Foreclosure Referral: The CFPB rule provides that a mortgage servicer may not start the foreclosure process until a borrower is more than 120 days delinquent. Additionally, under the rule, if a borrower submits a complete loss mitigation application before the servicer starts the foreclosure process, then the servicer may not begin the process while the application is pending. States should adopt this strong standard. Post-Foreclosure Referral: Under the CFPB rule, if a servicer has already started the foreclosure process, it is prevented from moving for a judgment or order of sale or conducting a sale only if the borrower submits a complete loss mitigation application more than 37 days before the foreclosure sale date. California law has no deadline. CRL had recommended that the CFPB adopt a shorter deadline of 15 days. States should consider giving borrowers more time to apply with timelines that are consistent and workable with their state’s foreclosure timetables. Limited Right to Appeal: The CFPB rule gives borrowers a right to appeal a denial only if a complete application is received by the servicer 90 days before a possible foreclosure sale date. California law allows a borrower to appeal a denial regardless of when the application was received. Given the evidence of widespread servicer errors related to denials, states should consider providing borrowers with broader appeal rights for borrowers who meet the state’s application deadlines. Procedural Rules regarding Borrower Outreach and Denial Letters: The CFPB also requires outreach to borrowers about loss mitigation programs and denial notices. States should adopt the CFPB outreach procedures, but should consider adopting California’s more detailed denial notice, which provides greater transparency and information to borrowers. States Should Also Give Borrowers the Ability to Prevent Unlawful Foreclosures Dual track restrictions are intended to prevent unnecessary foreclosures. This goal cannot be effectuated fully by the CFPB rule alone, however, given that the law under which the rule was implemented, RESPA, does not allow borrowers to actually prevent a foreclosure sale when servicers violate the rule’s requirements.4 States, therefore, should adopt dual track rules (as outlined above), and then also provide borrowers with a right to seek an injunction (in non-judicial foreclosures) or raise a defense to foreclosure (in judicial foreclosures), for a violation of these rules. This will allow borrowers to put a pause on the process while the servicer considers the borrower for foreclosure prevention alternatives as required by the rules. This protection ensures that borrowers receive the full benefit of the dual track restrictions to prevent unnecessary foreclosures. http://www.responsiblelending.org/mortgage-lending/policy-legislation/states/2013-crl-and-consumers-union-joint-state-foreclosure-recommendations-final-february.pdf
Stop the Eviction of Mildred Willis and her familyMildred Willis and her family were tricked into placing her under public guardianship by an ambulance chasing attorney. Although the Public Guardian is charged with representing those who have been abandoned by their families, this programs has been routinely used to take the pensions, savings, and other assets of unsuspecting seniors. Indeed, it now seems that this attorney was part of a coterie of attorneys and judges who, by working through prior arrangements, have maneuvered other seniors into public guardianship to gain access to their assets. Since 2012, Mildred Willis 74 has repeatedly asked to return to her home. Instead, the Guardian's office nearly lost it to a foreclosure by Charter One Bank, until the Chicago Anti-Eviction Campaign helped to get it out of foreclosure. Once the foreclosure was halted, Mildred stated to her probate judge, “I only need dialysis. Please order the guardian to send me home.” But, Mildred’s wishes have been ignored by Judge Carolyn Quinn of the Probate Division. Instead, Judge Quinn has authorized the Guardian's Office to do whatever necessary, including evicting Mildred's daughter and grandson, to cover the cost of a keeping her in a nursing home she does not want to be in. Mildred just wants her freedom back to spend the remainder of her days with family, friends and community. Even though Mildred has repeatedly asked Judge Quinn to “PLEASE….. PLEASE let me go back to my home," the Adult Guardianship Division of the Cook County Public Guardian’s office is firmly resolved to keep Mildred in a nursing home. Carrie Fung, the attorney working on Mildred’s case at the guardian’s office, has moved Mildred from the Renaissance At 87th Street nursing home to the Symphony nursing home, while strictly limiting her visitors, depriving Mildred of her family and friends. In spite of her children's best efforts to fight it, the guardian's office secured an eviction order against Mildred's daugther and grandson in May 2014. While they claim that they needed to sell the house to cover to cost of her nursing home confinement, they continue to ignore is that Mildred wants to leave her nursing home and come back to her family. She does not want to see them evicted. But the sale of her home will make it impossible for her to have a home to come back to. This is a shame, not only for the Willis family, but also for the community of Calumet Park, a place that the Willis’ have called home for more than forty years.
SUNTRUST: Please modify mortgage for Cindie and her family!I love my community, my neighbors, and this is where my family wants to be. I do not want to be foreclosed on. As an Air Force brat, we traveled all over the world when I was a child. I was taught to love God, family, and country. As you would probably know, finding a wonderful home in an area where all of the neighbors are like family is a dream come true. I found that in this home in Marietta when I moved here into Christopher Robbins in 2000, we are a very friendly subdivision. I have no relatives here so my community IS my family and we do not want to leave. I am scared to death to get that knock on the door asking us to be out in 3 days. After going through various personal issues, such as a divorce, loss of my father, grandmother, aunt and uncles, within a short period of time, life became difficult. Not only did my health suffer from having to have several surgeries, as well as detached retinas, it limited my ongoing ability to work full time. I have always kept a very good credit score and paid my bills. I have two wonderful children, one is a teacher and one is still in college. I want my children to be able to stay in this home when they need to, how can I possibly tell them the home is gone and taken by the bank? When times became tough I had no choice but to take out a home equity line of credit with SunTrust to keep up my credit score and to pay my bills. I also ended up taking most of my retirement out just to keep everything in line. I now have a tiring, exhaustive project--working with Suntrust to modify my loan, the fight feels like a full time job. As a homeowner, which has been a dream of mine since I was young, I have not been able to sleep nor is my health holding up because they are threatening to foreclose and it has affected me tremendously. They say they lost paperwork, or transfer me around, and the end result is always the same--we can't modify. If you think about it, we work hard to have an opportunity to live in a home and unfortunately it has come down to the fact that we need assistance to make our loan more affordable. I have always had a high respect for paying my bills, my credit score has always been high & I was successful in my work. However, with health issues and the divorce and other things that I could not control in my life, I fell behind. Now SunTrust will not work with me. They have caused me undue stress with headaches, nightmares, many sleepless nights, and in January I unfortunately had a mammogram come back positive. If you would please sign this petition and assist me in trying to get them to make some sort of a modification to make my payments affordable I would be grateful. A modification would assist our family greatly, then hopefully my health will improve and I can continue to make progress so that I can be more productive at work. With the stress of a potential foreclosure it has been everything that I can possibly do to keep from wondering if our family will be homeless with or not. If we all stick together and you can assist me by signing this petition and forcing SunTrust to work out a modification for me I would be grateful. SunTrust offered me a lower rate at one time, but then actually did not follow through. That is very sad. I'm going to work very hard to fight this, & I hope that you will assist me by adding your name to this petition and we can present it to the executive office at SunTrust to MAKE A DIFFERENCE!! Let's do this!