- American Home Mortgage Servicing
- Aurora Loan Services
- Bank of America
- Deutsche Bank
- Fannie Mae
- Federal Reserve
- Freddie Mac
- JP Morgan Chase
- Litton Loan Servicing
- MetLife Home Loans
- Nationstar Mortgage
- Ocwen Loan Servicing
- Other/Not Listed
- People with Disabilities
- PHH Mortgage
- PNC Bank/National City Mortgage
- Saxon Mortgage
- Senior Citizens
- Stage: Eviction Defense
- Stage: Foreclosure
- Stage: In Default
- Stage: Post Eviction
- Stage: Underwater
- US Bank
- Washington Mutual
- Wells Fargo
Urban Partnership Bank: Don't Foreclose & Evict the Williams Family from their Home.Hardworking "families" should be given every chance to stay in their homes. If a family is able to overcome the temporary hardship that caused them to fall behind, they should be given every chance to stay in their homes. Banks should not take advantage of a families vulnerability and relentlessly pursue foreclosure because it is economically motivated to do so, without exhausting all avenues to help a family.
Department of Children and Family Services (Los Angeles Co) give back my childrenThousands of children are misplaced from their families each year because of the change of the public law that helped destroyed many American families. The Adoption and Safe Families Act (ASFA, Public Law 105-89) was signed into law by President Bill Clinton on November 19, 1997 after having been approved by the United States Congress. ASFA marked a fundamental change to child welfare thinking, shifting the emphasis towards children's health and safety concerns and away from a policy of reuniting children with their birth parents without regard to prior abusiveness. This fundamental change has not been good for families only benefiting government agencies, courts, lawyers, social workers, doctors, and pharmaceutical companies. ASFA, Public Law 105-89 needs to be repeals or reworked to assist families with more public services to better care for their children and not government agencies who promote long term foster care and adoption that destroy families. Many foster children end up in detention juvenile and adult centers committing crimes and costing the tax payers millions of dollars each month draining our limited budget and resources that could be used for desperately needed family and critical mental health services.
Stop Hiring Sleezy Foreclosure AttorneysLynn Janeway came from Castle Law Firm, one of the worst foreclosure attorney mills in the state of Colorado. This firm helped rewrite the laws to protect the lawyers at homeowners' expense. The laws are considered so bad that Federal Judge Martinez wrote, "Colorado is the only state in the country that allows an unsworn statement by an attorney for a foreclosing party — without any penalty — to say, 'Trust me, judge, these guys are the qualified holder for this deed of trust,'. Is there another state that has lowered the bar for a foreclosure any lower?" Since starting her firm, Janeway has partnered with CHFA, as well as other large institutions, such as the abysmal Nationstar Mortgage company to grow her business. Visiting the Janeway Law Firm, one will find bullet proof glass and locked doors, clearly indicating they fear for their safety at this company. And for stealing people's homes who have made their payments, one can understand their having such fears. What they are doing is wrong. The Colorado Housing and Finance Authority claims their mission is to strengthen affordable housing and economic development across the state. Let's hold them to that by asking them to drop such a vile foreclosure attorney firm.
Don't Evict Mrs. Ruff!Mrs. Ruff is a long-time resident on Hart Street. She paid off her mortgage many years ago. Her husband (who is now deceased) took a loan and put the house up for collateral. Her husband passed away, and Mrs. Ruff paid the loan in completion, but the man who gave the loan did not return the deed as per their agreement. The person who gave the loan then sold the deed to a third party (i.e., a group of men who are aggressively purchasing property in the neighborhood). She has her original deed, but this group of men have created a different deed that has the name of their Limited Liability Corporation listed on it. These men regularly come to her house to try and change locks; they regularly harass and threaten her. The block association has rallied around Mrs. Ruff and needs more support so that justice will prevail and she can live in her own home.
Fifth Third Bank: Negotiate with Lionel TorresAt a time when one in four homeowners are underwater, Lionel Torres' case exemplifies the abuse that communities have suffered at the hands of banks and developers alike. Lionel has lived for more than a decade in Chicago's largely-Hispanic Hermosa community, but in 2007, the apartment he had rented for years was condo-ized. Residents were told they could either buy in or get out. Eager to stay close to his brother and his grandchildren, whom he often helps care for, Lionel decided to purchase one of the units in December 2009. He was assured by the new owner that the deal would make good financial sense for him, but his modest, 2-bedroom basement unit was priced at $124,000—even though housing prices were plummeting at the time following the housing market crash. Fifth Third Bank approved the loan, but after Lionel was forced into an early retirement, the monthly payments proved too expensive, and he went into foreclosure. Lionel is not alone. In the wake of the financial crisis, his building and the surrounding area have been wracked by foreclosures. More than half the units in Lionel's building now sit empty. One unit sold recently for $29,000—less than one-fourth of the amount Lionel bought his home for. At the time he acquired his condo, Lionel was employed by the Chicago Tribune and making $43,000 a year. But in August of 2011, Lionel was laid off and he began receiving Social Security benefits. With the reduction in his income, Lionel fell behind on his mortgage, and Fifth Third Bank filed for foreclosure in May of 2012. Following medical problems, Lionel had little choice but to declare bankruptcy, but he is continuing to fight for his home. Though Lionel was pre-approved for a loan modification in September 2012, the bank offered a reduction of only $140 a month. It would be impossible for Lionel to make these payments on top of his utility and medical bills. It's also unreasonable and unjust, given that Lionel has already paid Fifth Third a total of nearly $23,000, that the bank says they cannot offer him a better deal. Our homes were paid for once by the TARP bailout, and Lionel has paid nearly the current market value of his condo over again. But while Fifth Third Bank has little to gain from selling Lionel's condo, they're moving nonetheless to throw him out of it. “I'm on a fixed income, but if Fifth Third could reduce the principal on my mortgage to reflect the current value of the home, I could afford to pay for my bills, my medication, and my mortgage,” says Lionel. “It's important to me to live close to my family, and I want to stay in my condo.” Lionel has another court date coming up on November 20. Tell Fifth Third Bank to stop the foreclosure proceedings and give Lionel a fair negotiation!
Wells Fargo,LSI, Carrington unoccupy Donessa Horsewood home.This is the first home I ever purchased by myself. The home was literally purchased by me with "blood money". I almost died in an operation due to a doctor miscalculating a blood thinner during my surgery. I spent 2 months in Intensive Care and was permanetly disabled requiring continual surgery to this date.I purchased that home with money I received from a settlement. However I will never get physically better only worse. I paid for that home with "blood money". I am in pain everyday. Now no doctors will operate on me as it would be almost certain I would die in that surgery. I can no longer afford the payments in the home I am in. I need to move back home for the support and help I need physically by my family there. But I am afraid to move there for fear the sherriff will come and evict me even though we are still in the appeals process.
Hands Off City Land!According to Atlanta Housing Authority(AHA), land currently valued at $138 million could be sold for a mere $17 million under a secret deal that favors The Integral Group and was arranged by previous AHA leadership. The lawsuit contends the arrangement was never formally approved by the AHA board and runs counter to AHA’s mission, HUD regulations and Georgia law and Constitution. Egbert Perry, CEO of The Integral Group, has argued his company is entitled to the windfall. According to a March 10, 2017 article in the Atlanta Journal-Constitution, Perry said the authority owes him public land at bargain-basement prices because of value he helped create. But Robert Rumley, chairman of the AHA Board of Commissioners, says the increased, current land values result more from the market demand driven by the national trend to live in close-in communities and from massive public investments in amenities such as the Atlanta BeltLine, than from previous development efforts undertaken years ago. “While The Integral Group and previous AHA leadership played a vital role in alleviating concentrations of poverty, current market values have more to do with market trends and where people choose to live,” said Rumley. “AHA cannot and will not relinquish more than $100 million in land just because a private developer thinks he is entitled.” Atlanta is in the midst of a historic affordable housing crisis. We rank #1 in income immobility and the gap between rich and poor is widening every year. With rents increasing along even the unfinished section of the Beltline (in some areas as high as 53%) we simply can't allow a rich developer to steal land in an illegal acquisition just so he can make a quick buck at the expense of everyone else in our communities. .
Atlanta's Renter's State Of Emergency #RenterCrisisATLAtlanta is in a renter’s state of emergency. How many of us have engaged in or overheard conversations with folks in our city about the rising rents and rapidly changing face of our city? Development doesn’t have to be a bad word but what we are seeing in Atlanta right now is the kind of development and wealth extraction that will leave Atlanta totally unaffordable for low and moderate income people. In just a few short years the Old Fourth Ward, home of Dr. King, went from affordable to one of the most expensive places to find new housing in the city, we simply can’t afford this kind of status quo development that leaves renters and low income people behind. Some of the report’s findings include: *Since 2012 Atlanta has lost 5% of its affordable housing every year *95% of Apartments built since 2012 have been considered luxury * 72% of Atlanta neighborhoods are considered gentrified or gentrifying * More than 53% of all renters in the city pay more than 30% of their income on housing, yet many landlords require proof that tenant income exceeds 3x rent We need a movement to build a city that works for everyone, and the release of this report will be the launch of a campaign to push the City and County to begin reigning in unchecked development. The campaign will also focus on renter’s rights, as Atlanta is several decades behind other cities of its size. We hope we count on your solidarity! Real full report here: https://d3n8a8pro7vhmx.cloudfront.net/oohatl/pages/53/attachments/original/1468328705/RSOE.pdf?1468328705 Sumary page: https://d3n8a8pro7vhmx.cloudfront.net/oohatl/pages/53/attachments/original/1468329040/CDPR.pdf?1468329040
PHILADELPHIA CITY COUNCIL: PUT MORE MONEY IN THE HOUSING TRUST FUNDAfter years of population decline, Philadelphia is once again becoming a more desirable place to live. There is increased development in many neighborhoods which results in rising property values and cost of living. While this development can improve our neighborhoods, these changes have already forced too many people out of their communities. City Council needs to introduce legislation that will grow the resources our city needs for affordable, accessible housing and green space so both renters and homeowners can stay in the neighborhoods we call home. As the housing market rebounds the effects of gentrification are displacing long-term residents. There is increased development in many neighborhoods which results in rising property values and cost of living. The overwhelming majority (77%) of new market rate housing built in the past six years is located in portions of North Philadelphia, South Philadelphia, and West Philadelphia. In these neighborhoods, rising housing costs coupled with stagnant or declining household incomes are straining low-income families’ ability to stay in their homes. The cost for Philadelphia’s families in these gentrifying neighborhoods is real. In North, South and West Philadelphia: 50% of renter households are “housing cost burdened” paying more than they can afford on rent; over 30% of homeowners are also spending too much of their income on housing. Displacement due to rising housing costs is also threatening the diversity of our neighborhoods. In North, South and West Philadelphia, the African American population has dropped 22-29% since 2000. Long-term residents are forced to move away from jobs and social networks. Neighborhood-serving businesses are forced to close as commercial rents increase, leaving many residents without access to basic services and local living-wage jobs. Community gardens and farms, sources of affordable nutrition and places where people gather have also been uprooted. City government must take action to curb the displacement that is destabilizing our communities. This requires adopting public policy that encourages equitable development for homeowners and renters.
BARNETT CAPITAL LTD: DON’T DISPLACE TENANTS FROM THEIR HOME AND HISTORYOur struggle is important not just because of our individual struggle as tenants against Barnett Capital, but because of the gentrification of our working class neighborhood of Albany Park. Thousands of tenants have been priced out of our neighborhood due to greedy speculation by corporations like Barnett Capital. Families living in the neighborhood for decades have to move away from their friends and extended family, their children's schools, their social networks, their community centers, their churches, all because of developers’ and speculators’ desire for profit. Because of gentrification, tenants are displaced from the place they call home. By struggling for our right to stay in the neighborhood at an affordable rent, we are forming part of the larger neighborhood struggle against gentrification. The community has power when we organize ourselves! Please join us, ally with us, be in solidarity with us, by signing this petition!
paraplegic Needs His HomeAccess for a wheelchair is important when you have a spinal injury. You need wider doorways to enter, and exit all rooms. You also need bathrooms with showers, sinks and toilets that have been modified to ADA (Americans with Disabilities Act) standards, along with ADA kitchens having access to food to be able to prepare meals. Bedrooms also have to be ADA accessible. I tried to stay in some hotels and fit through the front door of the room with my wheelchair, but was unable to fit through the bathroom door in the same hotel room. I have lived in my Berkeley, California home since 1987. I was misled into taking a Country Wide A.R.M Loan. Country Wide said they would give me a better loan in 6 months. They never did give me that loan. Shortly after they went out of business and Bank of America assumed my Country Wide loan. Bank of America told me that they couldn’t honor anything that Country Wide had promised to me. They further said that the only way they could help me is if I defaulted on my loan. I believed them at that time. Then Bank of America said they wouldn’t help me and sold the loan to Ocwen. I submitted all the documents that Ocwen requested, like I had done for all the other lenders and then said they couldn’t help me nor would they accept any monthly payments, only the full sum. Ocwen then sent me referrals to speak to HUD and H.O.P.E. After I filled out their forms, and submitted the required documents I was told that Ocwen didn’t participate in government programs. Ocwen then sold the loan to Fay Servicing. Fay then requested documents from me. I requested an email address to correspond with them but they were hesitant. Like all the other lenders, Fay said that phone calls were the only way I could correspond with them. I did finally manage to receive an email address. I emailed them and asked why the payments were interest only payments. I also asked for an accounting for both the principal and interest payment combined. I never received an answer by either email or phone. The next thing I received was a notice of sale date of my home. My parents always said the bank will help you. Where is that help? It should be a loan requirement (law) that the loan agency provide an impartial lawyer to evaluate the numerous pages of the loan contract, and advise you to accept the loan or not. There should be an acknowledgement within the loan document of this process. Put your money in a credit union. THE BANKS ARE CRIMINAL!!!!!!!!!!