- American Home Mortgage Servicing
- Aurora Loan Services
- Bank of America
- Deutsche Bank
- Fannie Mae
- Federal Reserve
- Freddie Mac
- JP Morgan Chase
- Litton Loan Servicing
- MetLife Home Loans
- Nationstar Mortgage
- Ocwen Loan Servicing
- Other/Not Listed
- People with Disabilities
- PHH Mortgage
- PNC Bank/National City Mortgage
- Saxon Mortgage
- Senior Citizens
- Stage: Eviction Defense
- Stage: Foreclosure
- Stage: In Default
- Stage: Post Eviction
- Stage: Underwater
- US Bank
- Washington Mutual
- Wells Fargo
Urban Partnership Bank: Don't Foreclose & Evict the Williams Family from their Home.Hardworking "families" should be given every chance to stay in their homes. If a family is able to overcome the temporary hardship that caused them to fall behind, they should be given every chance to stay in their homes. Banks should not take advantage of a families vulnerability and relentlessly pursue foreclosure because it is economically motivated to do so, without exhausting all avenues to help a family.
Bank of America: Give Me Peace of Mind and Let Me Stay In My HomeIt 2009, it was becoming increasingly difficult to make my mortgage payments, and even though I wasn’t behind I applied for a Harp or Hamp loan refinance through the Making Home Affordable program. My original mortgage was with Countrywide, which had been taken over by Bank of America, and was now my servicer. I started my three month trial period before the bank came back and told me that I wasn’t eligible for a HAMP or HARP loan .They said that they could do a Loan Modification They originally told me that the modification would be permanent in 2011, with a payment that was $300 less per month. I still don’t have a permanent modification, and they keep coming back with new terms or requesting new documents that I’ve already sent them. Throughout this time they kept adding fees to my mortgage, refused to accept payments, and eventually started moving to foreclosure. Nobody seems to know what they are doing. I am at my wits end. I am only interested in having peace of mind in my home. I want a secure and permanent modification, and I want to feel secure that when I send my payments that they will be applied correctly. I want Bank of America to treat their customers like people and do what is right to keep families like mine in their homes.
Bank of America DON'T EVICT THE FLETCHER FAMILY FROM THEIR HOMEApproximately 2 years ago I contacted BOA for a loan modification. After several phone calls and submission of bank statements, proof of income and tax documents (on more than one occasion) I waited patiently for the modification to be approved. However, I received no correspondence with BOA. I was able to speak with Patricia Davis who reluctantly told me my home was foreclosed upon. How could this have happened!? I was given no logical reason and no recourse for regaining ownership of my home. Since that phone I have attempted to contact BOA on several different occasions. Each time I get brushed off or left on hold for long periods of time. After hitting road blocks I contacted the Attorney General of Michigan after doing so I was contacted by BOA representative Hadil Helantoo. In the letter she stated she would be my point of contact and would resolve the matter of which I was concerned. After 3 weeks of corresponded with Hadil Helantoo I was told my account was transferred to another department because she could no longer assist me. After being "transferred" I again got the same stale treatment that I had become accustomed to from BOA ...no answers, no follow up, no consideration that my family and I are being thrown out of our home. I have a wife and two young children ages 8 and 4. The thought of losing our home terrifies me because we litterally have no where to go! We are desperate for the eviction to be rescinded so we can put this nightmare behind us. We would be more than happy to begin making monthly mortgage payments as we did 2 years ago.
Bank of America please don't evict the Burrows-Drayton familyI bought this home with the intent to live here and raise my growing family I adopted 2 little girls and I have 7 children of my own all together there is 9 children we have no place to go. I have income to pay to live in my home. I just could not afford $ 2386.00 a month I lost my income. When that happened I reached out to Bank of America for a modification they denied me I have a steady income now and I want to remain in my home. I only have until March 17 , 2014 to redeem my property back , can some one please help me.
Keep Bank of America from taking my homeI designed this house, we helped build it with our own hands, my mother died in the bedroom downstairs in 1998, my nephew's ashes are buried under the flowering vines in the back, and my husband died in 2008. I have lived here almost 20 years and this was going to be my final home. Now thanks to Bank of America's Michael Black, they are on the verge of taking it all away, and I have no where else to go. The big banks are willing to do short sales, and foreclosures and get much less for houses so they won't be stuck with them, they should be willing to reduce what I owe so I can pay them off with a reverse mortgage, that won't be due until I die.
Enforce settlement terms and stop the foreclosures!If Wells Fargo can be forced to comply with settlement terms and modify loans as they should, it would save thousands of families from wrongful foreclosure and prevent further damage to our economy. Please encourage Attorney General Harris to join NY Attorney General Eric Schneiderman and insist banks comply with prior settlement agreements or face legal action. A recent survey showed banks are not complying with national mortgage settlement terms in California. An email from Joseph A. Smith Jr., the government-appointed monitor for the national mortgage settlement, said that survey's findings "are consistent with much of what I've heard as I've traveled the nation in the past year..." http://tinyurl.com/cehn5j5 Wells Fargo is already being sued in California in an attempt to enforce another settlement agreement. "Claiming that Wells Fargo's "greed seems to have no bounds," a class action lawsuit charges the bank approved fewer than three percent of loan modifications after it acquired troubled mortgages from Wachovia and others. Despite agreeing in an earlier settlement to help troubled homeowners, Wells Fargo did next to nothing..." http://tinyurl.com/bv6q2d6 As a member of that class, I say they've done worse than nothing. Wells Fargo took 2 years to admit we'd turned in all our paperwork. They've refused to accomodate the disabilities of my legally blind husband or the friend we bought our house with, on disability for a spinal injury. They denied our loan modification because $2,030 is more than $2,700, said they wouldn't modify our loan because we still had equity, and then that making half a million dollars profit over the life of our loan wouldn't be enough, so our NPV evaluation was negative and they didn't have to modify our loan. Class counsel tried to get an injunction to stop the foreclosures while the case was litigated, but failed. By the time the case is resolved, thousands of homes will already have been foreclosed on. If we convince Ms. Harris to join forces with Schneiderman and others to enforce current settlement agreements, and to obtain a foreclosure moratorium until Wells Fargo and B of A have complied with those agreements, we can prevent enormous harm - not just to my family and the thousands of others who are being improperly denied loan modifications, but also to the California and US economy as a whole. A recent report estimates Wells Fargo’s foreclosure policies could cost the CA economy up to $3.3 billion in lost revenue. Forclosures depress property values, local property tax revenues, and economic recovery. http://populardemocracy.org/foreclosure-crisis-report This is an appalling crisis, even for those who can pay their mortgages. Banks have foreclosed on people who never missed a payment; the disabled veteran who died in court after Wells Fargo foreclosed on him for money owed by his neighbor, the retired couple in Twentynine Palms whose home Wells Fargo mistakenly emptied out - twice! See http://wonkette.com/506054/wells-fargo-bills-elderly-disabled-veteran-to-death-over-typo A study commissioned by former San Francisco Assessor-Recorder Phil Ting, of foreclosure sales between January 2009 and October 2011, found that 84% contained one or more clear violations of the law, 99% showed some apparent irregularities and almost a third had problems in four of the six areas of concern checked. http://aequitasaudit.com/images/aequitas_sf_report.pdf The banks have not obeyed the law or complied with settlement agreements they signed. Compensation for wrongful foreclosure in the recent settlement is woefully inadequate. Hardest hit are those it hurts most; the elderly, disabled, injured, the terminally ill and veterans struggling to adjust to civilian life. At the least, even if we can't get a full moratorium, foreclosures on the most vulnerable should be subject to special scrutiny. Please call Kamala Harris. Tell her to save our home and many others by obtaining a mortgage moratorium until Wells Fargo & B of A comply with the settlement agreements. Then call Wells Fargo and tell them you did so and why. Please mention us - Bryndis Tobin, William Reviea and Matthew Ouimette. CA Attorney General Kamala Harris (916) 445-9555, in CA (800) 952-5225 Sadie Walker, Office of Executive Complaints, Wells Fargo 1-800-853-8516
Bank of America needs to let us keep renting our Foreclosed Home of 7 yearsWe are Both Disabled.We have been paying "Use and Occupancy" payments since February 2012.We need a new agreement to start on May 1, 2013 when our current "Use and Occupancy" agreement ends so we do not have to move. Our home is in "OFF Market" status and is NOT For Sale.Bank of America,aka U.S Bank N.A. does not hold the Note to our home.The Title still remains in my name.The home also lost 75% of it's value since 2006. I have applied for Public Housing and we are on many lists with little hope of obtaining housing as most Towns have either closed their waiting lists or simply have too few units to house the number of people that have been displaced by Foreclosure. The Mortgage was part of the Countrywide assets purchased by Bank of America,U.S. Bank N.A. . Bank of America,U.S. Bank N.A. has received more than 1 TARP Bailout for these homes.They were more than happy to take the money from the Government and refused to work with us because SSDI & SSI do not seem to be considered "income" even though the money comes from the U.S. treasury which paid Bank of America,U.S. Bank TARP monies for these Toxic Assets. We pay "Use and Occupancy" to the Legal Representatives for Bank of America,U.S. Bank .We are not living here for Free and what we pay is above and beyond what we should even have to pay considering that we are on fixed incomes.We put our Life Savings as a down payment and when the ARM rate rose we simply could not carry on.We were told that once we closed on the home our mortgage would be changed to a "Conventional Mortgage" and we have the paperwork to prove this,however Bank of America,U.S. Bank refuses to work out a refinance and we have been passed from one person to another only to hear that the Disability payments are not considered income which is Discriminatory to persons with Disabilities. We are both on Long-Term Disability and are not physically able to work.One of us is crippled and can no longer walk without assistance, has lost over 75% use of her hands, has Cancer & Post Traumatic Stress Disorder.We are both in our late 50's and in declining health.We need to know that we will have a roof over our head for at least another year. Every time we have to negotiate another "Use and Occupancy",we are always told that Bank of America,U.S. Bank N.A. will not allow us to stay here and we have had to plead with their agents each time it comes to renew this agreement.The house is not on the market,and not listed for sale so there is no reason not to let us keep our "Use and Occupancy " agreement for at least a year.We have no where to go.We have no Family or Friends that can take us in and we have done everything we can to find Public Housing.Many Towns in MA. have NO public housing (such as the one we live in) or as few as 4 units to meet the minimum requirement.The demand outstrips the supply.There simply is No Public Housing available and the wait lists are very long,many with a 5 year wait.We have been on wait lists for several years and unless people move out of Public Housing,we have no choice except to continue living here.We need a solution to stay in our home or it will just add up to another abandoned property that no one will want.Our well is contaminated like most of the Town which is why no one has even looked at the home. The home has no clear title and would be impossible to sell .We want the Legal Representatives of Bank of America,U.S. Bank N.A. to give us a Year of "Use and Occupancy" with the option of renewing it after a year.After all,they have been more than happy to take our money every month so there is no reason that this agreement cannot continue. It would be a hardship to move because of our Disabled status.We don't even have the ability to pack our belongings and leave.The home is in a secluded area that would most likely be vandalized if left vacant since it's off the road.It is in the Banks' best interest to have responsible tenants here to have someone in the home to make sure this does not happen. Please let us stay in our home of 7 years and continue to pay rent under a "Use and Occupancy" agreement of a year with an option to renew.This is causing undue stress that is making our health matters worse.I'm a Diabetic with limited range of motion. Please don't let us become homeless.There is a very easy solution to this problem.When a house goes vacant,the Town loses the tax revenue and that is having a very negative effect on the Country.Empty homes represent lost tax revenue-period! It's time to start looking at this problem from the perspective of the 'small man". Please Negotiate with us to let us stay in our home.We need a solution by May 1st, 2013.Please stand with Occupy Our Homes! Thank You, Roger Dantes & Debra Pinkham 30 Bare Hill Rd. Boxford MA. 01921
Bank Of America Dont evict Recendez/Lamton a cancer medical condition plus Recendez with AIDSMy domestic partner is going though bladder cancer doctors just remove his bladder he can't work right now, My self I lost my business due to bad economy and I have medical complications due to HIV virus I'm working is much is I can due to my health, we just need a couple of years possible to save some money to be able to moved to a small apartment! we are spending most of our income in food and medical expenses , please help us
compensate me for the house and the property stolen in first eviction and second evictionThis entire matter is riddled with improprieties and the foreclosure and my eviction should have been denied; and should now be considered void. The dispossessory before J. Cox, Cobb County, was a gross miscarriage of justice. Both evictions are in violation of OCGA 51-10-1 (Right of action for deprivation of possession of personalty: The owner of personalty is entitled to its possession. Any deprivation of such possession is a tort for which an action lies.)which many people are not aware of, I certainly was not. And be sure to read WASHINGTON et al. v. HARRISON. No. A09A1299.-- July 23, 2009, a wonderful decision by our Court of Appeals standing up for owners and denying landlords "carte blanche to do whatever he or she liked with the tenant's personal property, including even destroying it, at the moment the writ of possession is issued. " I am handling this pro se and even though the Washington decision is just about on point with my case, justice is not often served to pro se litigants. Any help and encouragement will be most appreciated.
Bank of America: Don't evict the Abi-Saad Family from their home.Bank of America has been asking us month after month for documents that they needed in the re-modification process for two years. After supplying all the information that they asked for and praying day after day, the 2 year period ended, they refused us! This makes us even more behind than we were to begin with! We, just this minute, called and appealed their decision and were told that we'll hear from them in a week. We know what the answer would be, why would it change?
Investor - 53% principal reduction Homeowner - 0% principal reductionI lost my home in June 2012. I was unable to qualify for the MHA government program due to Georgia's narrower than Federal restrictions. I jumped through 2 loops of repayment plans until I became ill with a blood infection that caused me to be hospitalized. I then gave up. I gave the bank's 20% down payment, 13 years of mortgage payments and a lot of penalty payments because I could not fight. Now I'm fighting for my mother. She is ill with Dementia and we are standing with Occupy our Homes Atlanta to keep her home of 29 years. Her home is listed on Auction.com for a price our family can afford. I mailed a letter to Bank of America's Atlanta office with the following logical question: If you will accept an Auction.com foreclosure starting bid by a complete stranger, will you allow our family to keep our home for the same amount? I have not received an answer to that question. I did get the option to forward her financial application with three days to stop a foreclosure. With my experience with the MHA Georgia program, she will not be approved for a modification and the three days we have left will be wasted on "sorry we can't stop the foreclosure". I again suggested that they stop the foreclosure and allow us to stay in the home for the amount they are seeking from investors. My mother is a long time successful client of Bank of America and before 2008 my mother ran a successful business for 25 years. Her business went bankrupt due to the economy Bank of America played an essential role in crashing. If Bank of America were to review her history they would find that she repaid loans with ridiculous balloon payments and high interest rates. All together my mother has paid more than twice the value of any loan Bank of America has ever given her. Sincerely, thank you for reading and for your support!